Zack Clopper was the first employee at Coastal Private Lending and is now a partner. He previously worked in the institutional investing space for a large real estate-based company.

Zack is also a licensed MD real estate salesperson and uses his expertise to provide tremendous support for evaluating real estate deals for our investors. He currently owns over 40 rental properties throughout the Baltimore Metro area.

Zack has in-depth experience and knowledge of the local real estate market with a great background in residential real estate construction management through personal experience.

Bethany began her mortgage career in 2016 in the residential mortgage sector. She was able to move up the ladder quickly from an entry level position of loan setup to a full time loan processor.

After joining Coastal Private Lending, Bethany has taken on the responsibility of the day-to-day operations and managing our Rental Loans pipeline. She is well-versed in the underwriting guidelines for investment rental loans and strives to provide excellent customer service to all clients and business affiliates.

In her free time, Bethany likes to travel, cook and spoil her golden retriever Jack.

Born and raised in Baltimore, Vic has spent the past twenty-three years in our local mortgage environment.

His familiarity with the area helped him play a large role in building a local lender to over 1.5 billion dollars in volume in 2020 and 2021.

He has been involved in several flips and is very enthusiastic about the opportunities at Coastal Private Lending through capital building and loan production.

Taking this extraordinary fund to the next level is something that drives his passion. He is grateful for the environment to cultivate relationships and help people build their real estate portfolio. 

Andrew Lehr started his real estate career in 2007 as a licensed Realtor having just moved to the Baltimore area.  In nearly 2 decades Andrew has eclipsed more than $250M in personal real estate sales and continues to sell real estate throughout the Greater Baltimore area.   

Andrew’s diverse real estate background also includes operating a real estate development company, Lehr Design Build, with his brother.  For nearly 10 years they purchased, renovated and resold homes throughout Baltimore City’s waterfront neighborhoods.  Andrew is also a landlord who manages a rental portfolio of homes and multi-family properties in the area.

Andrew’s all-around knowledge and in-depth understanding of all things real estate are an incredible resource for Coastal Private Lending, it’s clients, customers and capital investors.  His experience helps to guide our company’s mission, vision and best practices within the real estate private lending space.

Mike is a dedicated Mortgage Loan Officer who has been making significant strides in the industry since 2013. With extensive knowledge and experience, he specializes in investment property financing, including DSCR (Debt Service Coverage Ratio) loans and hard money lending.

Mike’s deep understanding of alternative financing solutions enables him to guide investors through complex lending scenarios with ease and confidence. His commitment to providing exceptional service and personalized advice has made him a trusted partner for both new and seasoned real estate investors.

Known for his approachable demeanor and ability to simplify the mortgage process, Mike has helped countless clients expand their real estate portfolios, solidifying his reputation as a leading expert in investment property financing.

Ben joined Coastal Private Lending as an Associate in 2025, bringing a versatile skill set to support various aspects of hard money lending and DSCR loans. Their responsibilities span multiple areas of the business, including managing social media accounts, processing loans, and streamlining internal processes for greater efficiency.

Born and raised in Baltimore, Ben has a deep familiarity with the local real estate landscape. They graduated from the University of Richmond with a degree in Business Administration, concentrating in Data Analytics and Marketing. Their academic background, combined with strong interpersonal skills, enables them to build meaningful relationships with investors and borrowers alike.

Driven by a passion to excel in the real estate industry, Ben is committed to learning every facet of the business. Their long-term ambition is to leverage their expertise to become a real estate investor, building a portfolio that reflects their dedication to the field.