Acquire, Renovate, Refinance, and Repeat with Fix-to-Rent Loans
Create a seamless path from acquisition to stabilized rental property. We provide fast and flexible Fix-to-Rent financing solutions in-house to help you scale faster.
Whether you’re building your first rental property or expanding a large portfolio, Fix-to-Rent loans help you acquire and improve properties while preserving capital for future investments.
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100%
PURCHASE & REHAB FINANCING
5 Days
MIN. TIME TO CLOSE
2-in-1
0
(On the initial bridge loan)
What is a Fix-to-Rent Loan?Flexible Capital Built for Rental Investors
A Fix-to-Rent loan is designed for real estate investors who want to acquire, renovate, and hold properties as long-term rentals. This financing strategy allows investors to improve a property’s value, increase rental income, and build long-term wealth through cash flow and appreciation.
Unlike traditional lenders, Fix-to-Rent financing provides the speed and flexibility needed to purchase properties that may require repairs or renovations before they qualify for conventional financing.
Why Choose a Fix-to-Rent Loan?Core Benefits of a Fix-to-Rent Loan
Comprehensive Financing Power
Finance both your acquisition and renovation costs with funding up to 100% of purchase and rehab costs, based on 70% of the After-Repair Value (ARV).
Residential Property Focus
Our program is specifically designed for 1-4 unit residential properties, allowing you to maximize property value and increase rental income through strategic renovations.
Rapid Speed & Approval
Secure your investment opportunities quickly with 24-hour loan approvals and the ability to close in as little as 5 days.
Streamlined Operational Process
Bypass unnecessary delays with no appraisal required, and enjoy peace of mind with a streamlined process where renovation draws are disbursed within 24 hours.
Strategic Capital Leverage
Preserve your essential cash reserves for future investments while leveraging our capital to acquire more properties efficiently.
Tailored Growth & Wealth
Utilize flexible loan structures designed for investors to build long-term wealth through steady rental cash flow and property appreciation.
Why Choose Coastal Private Lending?Investors Lending to Investors: The Coastal Advantage
We understand that successful rental investors need more than just a hard money loan—they need a financing partner that can support the entire investment lifecycle.
That’s why we offer both the short-term renovation financing and the long-term refinance solution under one roof.
Our team can help you acquire and renovate the property with a Fix-to-Rent loan and then seamlessly transition you into a DSCR refinance once the project is complete. This eliminates the need to search for another lender, reduces delays, and creates a smoother path to growing your portfolio.
What Sets Us Apart
Investor-Driven Expertise
As an experienced team of investors lending to investors, we provide the deep industry insight needed to help you scale your portfolio efficiently.
Seamless Lifecycle Financing
Enjoy a single lending relationship from purchase through stabilization with both your acquisition/renovation hard money and your permanent DSCR refinance solutions available entirely in-house.
Fast, Common-Sense Underwriting
We evaluate deals through an investor’s lens to provide fast, common-sense underwriting that gets your projects approved and funded without traditional banking delays.
Nationwide Capital Access
We unlock access to an extensive network of nationwide lending programs and capital sources to guarantee the most competitive financing structure for your specific deals.
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Ready to Scale Your Rental Portfolio?
By handling both the bridge loan and the permanent financing, we help investors recycle capital faster, reduce friction, and scale their rental portfolios with confidence.